Kwik Fit | Wednesday 2nd July 2014 3:00pm
One of the frustrating realities of driving a car is that getting it fixed is often unavoidable and damage may not be your fault. You might return to the car park to find you’ve been bumped or someone may drive into you at the lights.
Then there are hidden problems that only come up when you have an MOT or when a vital part randomly goes.
Getting these kind of things fixed often isn’t cheap - in fact new research shows that the average cost of car repairs is £1,341.
The Money Advice Service which provides free, unbiased independent advice found the most common and most expensive unforeseen expense was car repairs, with 29% of people faced with them. And this was just one of the unplanned expenses faced by seven out of ten households in the UK in the past 12 months.
Worryingly, the report also revealed that nearly a third of people don’t have any savings to help them pay for these out of the blue costs. So how do you pay an unexpected car bill?
If there’s a fault with the car, you might find that it’s covered by a warranty, though this is less likely if you didn’t buy from a dealer. The Sale of Goods Act (1979) states that a car must be “of a satisfactory quality”, “fit for purpose” and “as described”.
For a used car, “satisfactory quality” takes into account the car’s age and mileage. If the car you bought fails on any of these points, you‘re entitled to have it repaired or replaced, or to get a partial or full refund. Find out more about your rights.
If your car isn’t covered by a warranty or you don’t want to claim on your insurance, one answer is to have an emergency fund. Building savings for an emergency could be simpler than you think. You could save £3 a day just by dropping a snack, a coffee or a scratch card each day – that adds up to £1,095 over a year!
If you want help, use the Money Advice Service's cut-back calculator. It’ll quickly show you how small changes to your day-to-day spending can save you money in the long run.
All information accurate at time of publication
This article is provided by the Money Advice Service.
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