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Repair Now, Pay Later on orders over £60 with Bumper

Split the cost of your car repairs into interest-free payments. Bumper PayLater puts you back in the driving seat so you can keep your car in tip-top condition without breaking the bank. Pay a little now and bump the rest to later*.

Terms and Conditions Apply.

Spread the cost over
3 or 6 interest-free payments

Spread the cost of your bill
No hidden fees

Applying does not affect your credit rating

Simple online process
Get approved in 60 seconds


PayLater is a form of credit not regulated by the FCA. You must be certain you can meet all payments. A one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action.

* Please note: Bumper PayLater is not currently available on mobile fitting appointments.

What is Bumper PayLater?

We know car repairs can be unexpected, but with Bumper, you can repair now and pay later. Bumper is a way of splitting the cost of your car repairs into smaller interest-free monthly payments. You can choose to pay in either 3 or 6 instalments so you can keep control of your car finances.

How do I apply for PayLater?

It’s easy, if you spend £60 or more on an online transaction from www.kwik-fit.com, you can choose the ‘Buy Now Pay Later' option when selecting your payment method during checkout*. You’ll be asked to provide a few simple details and approval takes less than 30 seconds, plus it won’t affect your credit score.

How does Bumper PayLater work?

Once your application has been accepted and you have selected to pay in either 3 or 6 instalments, simply continue with your purchase and pay for your first instalment. You will then be sent a confirmation email from Bumper with details of your Bumper agreement and payment dates. Bumper will then send you a reminder email 3 days before each payment is withdrawn from your account so there’s no nasty surprises.

Choose the plan that works for you

You can choose to pay in either 3 or 6 monthly instalments when you buy online at www.kwik-fit.com. The first payment will be taken immediately and you can choose the day of the month your second payment and subsequent payments will be debited.

What is the cost of choosing Bumper PayLater to pay for vehicle maintenance over immediate payment methods?

If you decide to buy now and pay later with Bumper, there’s no cost to you at all and there’s no interest to pay on your repayments. Bumper is a hassle-free way of breaking your vehicle maintenance costs into monthly payments.

Is a Credit Check required?

Bumper will perform a soft credit check when you apply for Buy Now Pay Later credit. This will not affect your credit score.

Bumper is obligated to make regular reports about the status of agreed payment plans. Therefore, these plans will show in your report. This can help to build your credit score as long as you are up to date with your payments.


PayLater is a form of credit. You must be certain you can meet all payments and terms and conditions apply. Bumper is available to UK residents only who are 18+. No fees, interest, or other charges, however a one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the FCA.



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